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Purchasing a life insurance policy to cover the expenses of your children's upbringing if you die while they are small is a good idea. However, minors cannot directly receive the payout, so the money will not be available until the court establishes their guardian....
After the death of a loved one, you and the other family members may have to decide who will take care of closing out the estate. This could happen even if there is a will that names someone for the role if that person is no longer available or decides he or she...
While many people consider the development of a comprehensive estate plan a single event, many others realize that it is made up of numerous evolving documents that should be regularly reviewed and updated. In general, financial experts agree that an estate plan...
Unexpected injuries, sudden illnesses, the advancement of medical conditions and various other factors may cause physical or mental incapacity for people. Consequently, even the healthiest of people may find themselves unable to make decisions for themselves or to...
The estate planning process in California presents you with several opportunities to preserve assets to pass on to beneficiaries. This includes setting up a trust to avoid probate or putting plans in place to settle debts prior to your death. You may think, however,...
Probate is a process you may seek to avoid. It has the potential to create a great deal of hassle for your heirs. It is also surrounded by many fallacies. These need dispelling before proper estate planning may occur since probate is a major consideration when...
As a business owner, one of the first things you must focus on is how you intend to pass down your business. Your succession plan should be one of the first things you write. After all, no one knows when they will need or want to leave their business. What are your...
When creating your estate plan, one of the most crucial things to focus on are your key figures. These are the people who will either help you during your end-of-life process, or will benefit from your estate after your death. As key figures often change, it is...
Contracts are at the heart of every business transaction, from hiring a cleaning company to acquiring a competing business. While some of the terms are obvious, the benefits of other clauses may be dubious. Arbitration clauses have the potential to be either good or...
The brilliance of a special needs trust is that it provides funds for the beneficiary to use on certain supplemental expenses while preserving his or her eligibility for means-tested government financial assistance. If your loved one qualifies for Supplemental...
